Pricing Plans

Simple, scalable plans for businesses of all sizes

Pay as You Go

Best for individuals and developers

Start with our month-to-month plan: unlimited usage, no commitments upfront—only pay for what you use.

Key Features

  • Access to GA products
  • Unlimited live API calls
  • Link customization
  • Standard Pricing

Growth

Best for small teams and startups

Scale with a 12-month commitment: access discounts, platform support package, and account management.

Key Features

  • Everything in Pay as You Go
  • Discounted product rates
  • Platform support package
  • Single Sign-On for Plaid Dashboard

Custom

Best for businesses that need to scale

Create a flexible plan with custom solutions, volume-based pricing, and support for regulated industries.

Key Features

  • Everything in Growth
  • Access to beta products
  • Volume discounts
  • Integration assistance
  • Premium support
  • Account Management

Start testing in sandbox for free

Products

Pay as You Go

Growth

Custom

Products Pay as You Go Growth Custom
Auth Included Included Included
Balance Included Included Included
Identity Included Included Included
Identity Match Included Included Included
Investments Move Included Included Included
Assets Included Included Included
Income Included Included Included
Statements Included Included Included
Enrich Included Included Included
Investments Included Included Included
Liabilities Included Included Included
Transactions Included Included Included
Identity Verification Included Included Included
Monitor Included Included Included
Beacon Not included Contact for pricing Included
Layer Not included Contact for pricing Included
Signal Not included Contact for pricing Included
Transfer Not included Contact for pricing Included
Consumer Report Not included Contact for pricing Included
Protect Not included Contact for pricing Included

Get answers to your pricing questions

Is Plaid free for consumers?

Yes. Consumers can use Plaid to safely connect and control the financial information they share with apps or services at no cost.

Can I try Plaid for free?

Absolutely. Our Limited Production service allows you to make up to 200 API calls with each available product using live data. This is the best way to start learning about and testing Plaid’s APIs.

How much does Plaid cost?

We offer three basic pricing models based on the product(s) you’re using and how it’s designed: one-time, subscription, and per-request.

  • One-time fee products: You’ll incur a charge only once per connected account, regardless of the number of API calls made.
  • Subscription products: These incur a monthly fee for each connected account.
  • Per-request products: These have a flat fee for every successful API call.

For more information on pricing, plans, or volume discounts, please visit Plaid Billing or connect with our sales team.

Does Plaid offer discounts?

We offer volume discounts based on the length of your contract and/or the minimum monthly commitment you choose. For more details, please reach out to our sales team.

How does Pay-as-You-Go billing work?

It’s simple—once you sign up for the products you need in Plaid's production dashboard, we’ll charge the card on file for the connected items (accounts). No upfront commitments. Only pay for what you use.